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    Understanding
    EssentiaCare Coverage

    Patient Disclaimer

    EssentiaCare is a virtual wellness platform that provides comprehensive support for mental health, primary care, urgent care, and more through telehealth. It is not a substitute for major medical insurance and does not cover in-person procedures, hospitalizations, or emergencies. If your condition requires in-office care, our licensed providers will refer you appropriately. Always call 911 or go to the nearest emergency room for life-threatening concerns.

    FAQ: Is EssentiaCare a replacement for traditional health insurance?

    No. EssentiaCare is not intended to replace major medical insurance. It is a virtual care solution designed to complement your current coverage or serve as an affordable option when traditional insurance is not available. We offer unlimited access to care for everyday health needs, chronic condition support, and behavioral health—but we do not cover hospital stays, surgeries, or procedures that require in-person care. When necessary, our providers will refer you to in-office care.

    Comparison: EssentiaCare vs. Major Medical Insurance

    Feature

    EssentiaCare

    Major Medical Insurance

    Virtual Primary Care & Urgent Care

    ✅ Unlimited

    ❌ Often limited

    Mental Health Support

    ✅ Therapy, crisis care, psychiatry

    ✅ With copays

    Prescription Delivery

    ✅ Select meds included

    ✅ Usually included

    Family Coverage

    ✅ Up to 8 household members

    ❌ Often costs more

    Monthly Cost

    ✅ Low flat rate

    ❌ Monthly premium (typically $300+)

    Copays

    ✅ On few select services

    ✅ Often $25–$50 on most to all services

    Hospitalization/In-Office Procedures

    ❌ Not covered

    ✅ Covered

    Care Coordination

    ✅ 24/7 live support

    ❌ Varies by plan

    Use Without Insurance

    ✅ Yes

    ❌ No